Calculators
The calculators help investors estimate future financial goals, including retirement needs, wealth targets, and how regular monthly investments may accumulate over time.
Use the CalculatorsAbout Proactive Pension Manager
A portfolio-management and financial-planning project for self-directed long-term investors who want clearer structure, stronger review discipline, and more consistent decision-making.
Created by Gil Bachar
Proactive Pension Manager was created by Gil Bachar, an economist, MBA, capital-markets educator, and experienced trader and long-term portfolio manager.
The project brings together the Proactive Long-Term Portfolio Methodology—a clear framework for managing a long-term portfolio—and practical tools designed to help self-directed investors manage their portfolios with greater discipline, consistency, and a longer decision horizon.
What the project is designed to support
Its purpose is to support long-term investors in three areas:
- Defining future financial goals
- Organizing and reviewing the portfolio through a clear portfolio-management framework
- Using practical tools that support structured portfolio management over time
Two connected areas
Long-Term Portfolio Management
The Long-Term Portfolio Management solution provides the Proactive Long-Term Portfolio Methodology and the Proactive Portfolio Starter Workbook.
Together, they help investors organize holdings by role, understand portfolio structure, and create a clearer basis for future review and management.
Explore Long-Term Portfolio ManagementWhat Proactive Pension Manager focuses on
The focus is on process, portfolio roles, review discipline, and decision quality—not predictions, trading signals, or specific investment recommendations.
The project is designed to support more deliberate and repeatable portfolio-management decisions without encouraging unnecessary daily monitoring of long-term investments.
What the project does not provide
Proactive Pension Manager is educational.
It does not provide personalized investment, financial, tax, or legal advice.
It does not recommend specific investments, transactions, or allocation percentages.
It does not assess whether any investment, strategy, allocation, or decision is suitable for a particular user.
Read the Full Disclaimer