Information entered on the website
The website does not ask users to upload portfolios or enter holdings, portfolio values, investment intent, selected reasons, Segments, or other personal financial information.
Calculator inputs are used locally to produce results and are not sent to Google Analytics.
Analytics
The website uses Google Analytics 4 only after the user chooses Accept analytics.
If analytics is accepted, Google Analytics may process information such as:
- Pages viewed
- Device and browser type
- Operating system
- Approximate country or region
- Interactions with Starter Workbook download links
- Other technical information related to website use
We do not intentionally send Google Analytics portfolio data, calculator inputs or outputs, email addresses, or personal financial information.
Google may process analytics information in accordance with its own privacy practices.
Learn how Google uses information from sites that use its services
Analytics choice
Your analytics choice is stored locally in your browser under ppm_analytics_consent as either accepted or declined.
You can change your choice at any time through Analytics settings. Clearing browser data may cause the consent banner to appear again.
If analytics is declined, Google Analytics is not loaded and analytics events are not sent.
Data retention and advertising features
Google Analytics user and event data retention is set to 2 months.
For the MVP:
- Google Signals remains disabled
- Personalized advertising features remain disabled
- Google Ads and other advertising-account links remain disabled
Starter Workbook
The website does not receive, store, process, or analyze information entered into a user’s Google Sheets or Excel workbook.
The user controls:
- Access to the workbook
- Sharing permissions
- File storage
- Backups
- Information entered into the file
Links to Google Sheets and Google Drive are governed by Google’s privacy practices.
External services
The website may contain links to third-party services. Their privacy practices are governed by their own policies and are not controlled by Proactive Pension Manager.
Changes to this Privacy Policy
This Privacy Policy may be updated as the website, its services, or applicable requirements change.
The most recent update date will appear at the top of this page.
Contact
A dedicated contact method for privacy-related requests will be added before public launch.